- Coverage
This Personal Accident Policy covers the territorial limit within the University of Macau campus and extended to cover worldwide for School Supervised Activities whilst organized by the insured (i.e. the University of Macau and Student Organizations) and during traveling to and from between the insured’s premises and the insured person’s usual residence including motorcycling.
- Eligibility
Applicable to all registered UM students.
- Charges – Free of charge
- Report your accident to Student Resources Section
According to the general conditions of Students’ Personal Accident, students should REPORT and submit full particulars of the accident / injuries to the Student Affairs Office within 30 days of any accidents / injures being happened, in order to claim for the reimbursement from the insured company.
Any claims after 30 days of the accidents / injuries would not be handled.
- After recovery…
Student should submit original receipts,original Medical Certificates and proof of recovery issued by hospitals or medical service centers at Student Activity Centre (E31, Room 2007).
- After approval by insurance company…
After the insurance company approves the application of reimbursement, the claims will be settled by cheques, students can claim the checques at local banks with MOP account.
For reimbursement procedure, guidelines and rules, please click here.
Claim Forms
In order to provide better coverage to all registered students, especially the sport team members who represent the University in various high-risk sport competitions, starting from AY 2023/2024. we are pleased to launch the Voluptuary Top-up Benefits for Student Personal Accident Insurance.
For those registered students who get injured when participating in the activities organized by the University, they are eligible to apply for Personal Insurance Accident. Previously the maximum amount of accidental medical expense is MOP10,000. By joining the voluntary top-up benefit, the maximum amount of accident medical expense would double up to MOP20,000 or even MOP50,000.
Plan:
- Plan 1 – Accidental Death & Disablement MOP500,000, Accidental Medical Expense MOP20,000
- Plan 2 – Accidental Death & Disablement MOP500,000, Accidental Medical Expense MOP50,000
Premium:
- Plan 1 – MOP70/academic year (1 Aug 2024 – 31 Jul 2025)
- Plan 2 – MOP143/academic year (1 Aug 2024 – 31 Jul 2025)
Application period: 19 – 31 Aug 2024 (Late application will not be accepted)
Procedure:
- complete the application form PA
- settle the payment via the designed bank (EASY TRANSFER is recommended) ;
- email the signed application form together with the payment evidence (ex. bank slip/ transaction print screen) to Macau.Info@bhspecialty.com
- Bank: The Hongkong & Shanghai Banking Corp. Limited, Sucursal de Macau
- Account No: 001-588219-091
- Credit to: Berkshire Hathaway Specialty Insurance Company
Regarding the fee for X-ray and physician’s treatment, it can only be reimbursed with doctor’s referral.
https://www.ssm.gov.mo/portal/ (Portuguese Only)
S.S.->Departamentos->Unidade Técnica de Licenciamento das Actividades e Profissões Privadas de Prestação de Cuidados de Saúde->Inquérito
When arranging students’ non-local trips, please fill in the Student Insurance Arrangement Requisition and submit it to Student Affairs Office at least 4 working days before departure.
For details, plese refer to the Guidelines on the Personal Accident Insurance for Student Non-local Trips.
Contact Person: Mr. Duncan Ho /Ms. Stella Ngai
Tel: +853 8822 9902 / +853 8822 9912
Fax: +853 8822 2368
Email: sao.services@um.edu.mo